You’re Invited!
Our 76th Annual Membership Meeting on September 30, 2025: Join us for the news. Enjoy the company. Leave feeling like you’re part of something bigger.
SWITCH. STACK. SAVE.
Exclusive Checking and Savings Bundle from Piedmont Advantage Credit Union
For a limited time, open a PACU Simple+ Checking or More Checking account and pair it with a new 12-month or longer-term PACU Share Certificate to unlock our gifts of a YETI Rambler®.**
Banking on Your Terms
With our debit card and mobile app, you’re in control, shop, pay bills, transfer funds and manage your accounts anytime, anywhere.
- Secure: Built-in fraud protection and account alerts help keep your money and personal information safe.
- Simple: An intuitive design makes it easy to check balances, deposit checks and make payments in just a few taps.
- Designed for your lifestyle: Whether you’re at home or on the go, you’ll have the tools you need to bank how and when it works best for you.
Benefits of Banking with Us
At Piedmont Advantage Credit Union, you’re our priority, not corporate profits. As a not-for-profit, we’re all about your financial well-being, not just the bottom line.
Plus, we make banking better with real benefits you’ll actually use:
- Get paid up to two days early with direct deposit.
- Enjoy fee-free access to thousands of ATMs nationwide.
- Take advantage of competitive loan rates and smart savings options, including our Loyalty Rewards Program.
- Count on personal service from people who know your name.
- Bank anytime, anywhere with easy-to-use digital tools.
It’s banking that puts you first: simple, reliable and built around you.
Products for Every Life Phase
From youth savings and student checking accounts for your children to saving for life’s small and big moments like buying a home, sending a child to college, or preparing for retirement, we offer financial products for every life phase. Wherever you are on your journey, we’re here to help you plan, save, and grow confidently.
Youth Savings
Youth Savings
Big dreams start small! The Al Pacu Club Savings Account helps kids 17 and under build smart money habits while earning rewards for milestone birthdays and academic achievements.
Student Checking
Student Checking
Our Student Checking account is built for teens, with features parents can feel good about. Designed to grow with your teen, it offers the right balance of freedom and security as they take their first steps toward financial independence.
Simple+ Checking
Simple+ Checking
Simple+ Checking rewards you with a highly competitive interest rate for banking the way you already do – using your debit card, setting up direct deposit and ditching paper for eStatements.
IRAs
IRAs
Planning for retirement doesn’t have to be complicated. An IRA is a smart, tax-advantaged way to build long-term savings and take control of your financial future. From your first contribution to your final goal, we’re here to help you throughout your journey to and while in retirement.
Strengthen Your Tomorrow, Starting Today
Tips to Improve Your Financial Well-being
Small changes. Big Impact. From budgeting to managing debt or saving for your first home, our Financial Awareness blogs are packed with easy-to-understand tips to help you make well-informed financial decisions.
Powered with Purpose
Where community and compassion meet, founded in 2020, the PACU Foundation is our charitable affiliate, created to support area charities’ efforts to help North Carolina residents overcome financial hardship.
Scholarships that Open Doors
Empowering Our Future. Our scholarships open doors to brighter futures by easing the financial burden of education and empowering students to pursue their goals with confidence. For first-generation college students or someone returning to school to change careers, each scholarship we award is a step toward opportunity, growth and a better tomorrow.
Trusted by Thousands of Our Members
Hear it for yourself, straight from our member-owners who have trusted us!
Shimonda L.
I love my credit union because they are a wonderful group of people. But most importantly, they are also my friends. When I go in, it’s “Welcome” as well as “How’s life?” My husband and I have been there for over 20 years, and we also have our 22 and 10-year-olds with accounts there.
Miyah D.
PACU is truly people over profit! I’ve experienced firsthand how committed they are to helping members succeed, not just financially but in life. That sense of community and trust is something you don’t find everywhere, which makes me honored to be a part of it.
Judy F.
I have been with Piedmont since I first started working at Lowe’s Home Improvement. I also found that Piedmont cares for their clients, people who are in need and people who want to give. Sometimes, we can’t always give, but we are grateful for those who can, and Piedmont has shown us how we can give.
Disclosures
*APR = Annual Percentage Rate.
**YETI® and YETI Rambler® are registered trademarks of YETI COOLERS, LLC.