Find the Right Checking Account
No two members are the same and neither are our checking accounts. From digital convenience, rewards and protection perks to an account that evolves with you over time, we’ve got you covered. Use the comparison below to find the checking account that fits your lifestyle, then open your account online or at your nearest branch.
Compare and Choose the Right PACU Checking Account
Your life isn’t one-size-fits-all and your checking account shouldn’t be either. That’s why we offer three unique options designed to meet you where you are:
More Checking
A free, all-digital account with no NSF fees and loaded with everyday protection perks and premium extras at no cost to you
Simple+ Checking
A checking account that grows with you. Start simple, earn interest with a low balance and unlock added benefits as you reach life milestones.
Student Checking
Have children ages 13 to 17? Don’t have them miss out on our free, all-digital student checking account with built-in safeguards to help them build foundations for a more secure financial future.
PACU Checking Account Experience
Our checking accounts are designed to make managing your money easier, faster, and frankly, a bit more delightful. Here are highlights of what makes this checking account a breath of fresh air:
- Get paid up to two days early with direct deposit. This extra time can help with bills, unexpected expenses, or provide some breathing room.
- Enjoy fee-free access to thousands of ATMs nationwide. This convenience ensures you can access your money wherever life takes you.
- Bank anytime, anywhere with easy-to-use digital tools. Manage your account, pay bills, and transfer funds anytime with our digital banking tools from your desktop or mobile device.
- Digital Wallet Compatibility. Add your PACU Debit Mastercard to Apple Pay® or Google Play® and leave your wallet at home.
- Count on personal service from people who know you. Get the support you need for any questions or detailed assistance with your financial goals.
Trusted by Thousands of Our Members
Hear it for yourself, straight from our member-owners who have trusted us!
Patricia F.
Piedmont Advantage Credit Union is one of the best banking systems. I have so much respect for them. I thank God for their help and understanding.
Alijah B.
An amazing staff, everyone works really hard and fast to ensure you get taken care of. It’s a true, family-like bank.
Account Access Anytime, Anywhere
With our debit card and mobile app, you’re in control: shop, pay bills, transfer funds and manage your accounts anytime, anywhere.
- Secure: Built-in fraud protection and account alerts help keep your money and personal information safe.
- Simple: An intuitive design makes it easy to check balances, deposit checks and make payments in just a few taps.
- Designed for your lifestyle: Whether you’re at home or on the go, you’ll have the tools you need to bank how and when it works best for you.
More about ClickSWITCH
Thinking about switching your checking account to Piedmont Advantage Credit Union but dreading the paperwork of moving your direct deposits and recurring bill payments?
With ClickSWITCH, you can move your direct deposits and recurring payments to your new PACU checking account quickly and securely, all in one place, with just a few clicks. No forms. No phone calls. No stress.
Extra Protection for Your Deposits
If you have more than $250,000 in deposits, we have you covered with ESI for another $250,000 at no cost to you.
Your deposits benefit from two layers of protection, federal insurance plus excess share coverage, providing expanded safeguards for larger balances without added complexity.
Looking for Business Checking?
We offer an interest-bearing Business Checking Account with the latest technology the financial industry offers, so you can focus on what you do best: running your business.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.